Light care situation
approx. €1,835
Total costs approx. €3,120/month – effective burden after reimbursements.
- Person living alone, slight mobility limitation
- Early dementia, no incontinence
- Basic German, first care experience
24-hour care
Services & pricing
When someone needs increasing support in daily life, families often face a difficult question: How can care be organised reliably without giving up the familiar home? 24-hour care at home offers a caring alternative to moving into a care home.
24-hour care at home with additional funding options
The carer supports daily life, helps in the household, accompanies outings and provides security, closeness and structure.
For many families, financing is decisive. At Sencurina, additional funding options can reduce the actual financial burden. We review together which benefits apply in your individual case.
Your benefits at a glance
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Care in a familiar environment
Stay at home instead of moving – with familiar routines and surroundings.
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Relief for families
A dedicated point of contact handles organisation and ongoing support.
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Daily support
Help with personal care, household, mobility and accompaniment – individually tailored.
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Self-employed carers
Personal support from Sencurina throughout the care period.
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Individual financial review
Review of costs, care insurance benefits and possible reimbursements.
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Care and financing combined
An organisational model that connects home care and financing.
Request 24-hour care
Free & without obligation
Use more reimbursement – the Sencurina funding model
The Sencurina funding model connects home care with additional reimbursement options through care insurance.
Sencurina Pflege und Betreuung GmbH is recognised as a provider of everyday support under § 45a SGB XI. Under certain conditions, converted care benefits in kind can be used in addition to the relief amount.
From care grade 2, up to 40% of the care benefits budget can be used for recognised support services, provided the budget is not fully used by an outpatient care service.
What matters is the actual monthly burden. We therefore consider the household situation, care costs and all available care insurance benefits and reimbursements.
What does this mean in practice?
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Self-employed carer
The carer works independently and supports within the agreed scope.
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Individual agreement
Required and desired tasks are agreed individually.
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Support from Sencurina
Sencurina supports consultation, selection, organisation and ongoing care.
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Funding options
Benefit conversion, care allowance and relief amount can reduce the burden.
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Advice from the start
Which care insurance benefits and reimbursements can be used in your case.
What does 24-hour care cost in the funding model?
Costs are as individual as each care situation. They depend on scope of care, requirements for the carer and available funding options.
As a guide, care costs start from around €2,800 per month. The actual burden can drop significantly through care allowance, relief amount, benefit conversion, respite care and tax relief.
In a consultation we review together which costs are realistic and which care insurance benefits apply.
What do costs depend on?
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Care grade
The recognised care grade affects possible reimbursements.
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Number of people
One or more people with care needs in the household.
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Mobility
Transfer needs, walker, walking stick or bedridden care.
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Home situation
Size, equipment and organisation of the household.
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Language skills
Desired language skills of the carer.
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Dementia
Cognitive limitations and required care experience.
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Qualifications
Experience and specialisation of the carer.
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Night support
Occasional or regular night-time assistance.
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Incontinence
Degree and type of care required.
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Daily structure
Scope of care needs and desired activities.
Possible reimbursements and relief
| Benefit | Amount / details | Requirement |
|---|---|---|
| Relief amount | €131 monthly | From care grade 1 |
| Benefit conversion | Up to 40% of benefits budget | From care grade 2, if requirements met |
| Care allowance | Paid to the person in need of care | From care grade 2 |
| Respite care | Up to €3,539 annually | Depending on individual situation |
| Tax relief | Household-related services deductible | Not tax advice – individual review required |
Sample calculations for orientation
These examples show how the monthly burden can be reduced. They serve as orientation only.
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Empfohlen Moderate care situation
approx. €1,763
Total costs approx. €3,480/month – effective burden after reimbursements.
- Other people in household, moderate dementia
- Mild incontinence, communicative German
- Extended care experience
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Demanding care situation
approx. €1,069
Total costs approx. €3,900/month – effective burden after reimbursements.
- Two people in care, bedridden
- Advanced dementia, urinary or faecal incontinence
- Qualified dementia care
Satisfaction guarantee
Initial intake fee with satisfaction guarantee
A one-time fee of €418 is charged for initial assessment, selection of the first carer and contract setup – but only if you are satisfied with our service. If you notify us within 7 days of arrival that you are not satisfied, the fee is waived or refunded.
What Sencurina organises for you
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Personal consultation
From first contact we clarify key questions and arrange a detailed consultation – by phone, video or in person.
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Needs assessment and recommendation
We assess your care situation at home and provide a concrete recommendation with a realistic price range.
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Selecting suitable carers
Matching profiles with detailed descriptions – carefully selected for experience, suitability and language.
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Organisation and ongoing care
Support with care start, contracts, funding options and ongoing questions – we are your point of contact.
Request 24-hour care
Free & without obligation
Who is home care suitable for?
There are many good reasons why home care may be the right choice: dementia, physical limitations, stroke consequences or other conditions. Sometimes it is about accompanying seniors through the day, providing security and preventing loneliness.
Home care can make sense when someone should no longer live alone permanently, families need relief, regular household support is needed, dementia or cognitive limitations are present, support is needed after illness or hospital stay, or a care home is not desired at this time.
At home, your loved ones can remain in their familiar environment. The carer adapts to their habits – not the other way around.
What does the carer do in everyday life?
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Personal care & support
Washing, dressing, toileting, incontinence care – with respect and privacy.
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Nutrition & meals
Shopping, cooking, preparing and portioning – considering preferences and habits.
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Household & daily help
Cleaning, laundry, ironing, plant and pet care – as agreed.
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Mobility & activating care
Help getting up, walking and transfers – following the principle of helping people help themselves.
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Accompaniment outside the home
Doctor visits, shopping, walks, outings and events.
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Company & social care
Conversations, reading aloud, games, shared hobbies and social interaction.
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Safety day and night
Presence in the household and response in emergencies – nights are primarily for rest.
What carers may not do
Carers may not provide medical treatment care. This includes wound care, injections, preparing medication, changing dressings and medical treatment care on medical prescription. Where such services are required, an outpatient care service provides them.
Home care or care home?
The decision between home care and a care home is one of the hardest for families. Both can be right – what matters is what fits the person in need of care, the family and the care situation.
**Familiar environment:** Your loved ones remain in familiar surroundings – social contacts, neighbourhood and personal routines are preserved.
**Individual support:** The carer adapts to personal habits, daily rhythm and wishes.
**Families stay involved:** You can help shape care and develop the right daily structure together with Sencurina.
**Honest assessment:** Home care is not always cheaper than a care home. With very high medical needs or permanent night support, a care home may be more suitable. Sencurina helps with a realistic assessment.
Frequently asked questions
What does 24-hour care cost in the Sencurina funding model?
Costs depend on individual care needs. As a guide, costs start from around €2,800 per month. Sample calculations show total costs of approx. €3,120, €3,480 or €3,900 – the effective burden can drop significantly through reimbursements.
Which funding options are available?
Depending on requirements: relief amount, benefit conversion, care allowance, respite care and tax relief. We review which benefits apply in a consultation.
What does § 45a SGB XI mean?
§ 45a SGB XI covers everyday support services. With recognised providers, certain benefits can be reimbursed through care insurance – the Sencurina funding model uses this approach.
Does the carer really work 24 hours a day?
No. "24-hour care" means the carer often lives in the household and is present in daily life. Rest periods and recovery must be observed.
What tasks does the carer take on?
Support with personal care, dressing, meals, mobility, household, shopping, cooking, laundry, walks, doctor visits and shared daily activities.
May the carer prepare medication or give injections?
No. Medical treatment care such as preparing medication, injections or wound care is provided by an outpatient care service.
What if the carer is not a good fit?
Sencurina remains your point of contact throughout. For questions, changes or a change of carer we support finding a solution.
Does the carer need their own room?
Yes. For live-in care the carer needs their own room plus access to bathroom and kitchen. Board and lodging are provided free of charge.
How quickly can care start?
This depends on care needs, requirements and availability of suitable carers. In a consultation we clarify a realistic start date together.
Have costs and funding reviewed without obligation
Every care situation is different. A good solution starts with a personal conversation. Together we discuss what support is needed, which carer might fit and which funding options apply.
Request 24-hour care
Free & without obligation